I even went so far as to buy my score here on MyFico AND my TU and EQ FICO scores just to see if they might be different, and they're not. EQ: 655, EX: 656, TU: 657. Before this month my FICO 8 and vantage scores were about the same. As a result of my new balances/utilization my vantage scores on CK are now TU: 691, EQ: 675. I thought I had this scoring/credit thing down to a science but I don't get it.