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theduke wrote:
I have a paid 48 month installment loan account from Dell on my credit report. The interesting part is that when I called Dell regarding it, they would not talk to me because they have the wrong social security number on file. So I'm wondering is it more beneficial to have the paid off loan account (with no late payments, mind you) on my credit reports or would it be more beneficial to have it deleted since Dell is not reporting it using the correct social security number.