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Paid off my credits cards when will it shows on my CR or Fico score?????

New Member

Paid off my credits cards when will it shows on my CR or Fico score?????

:smileytongue:
Hi there!
I paid Off my credit cards and I can't wait for the 0 balance to appear on my CR...and get a better fico score....I paid everything May 5. 2007 and no change yet....
Thanks guys!
 
Message 1 of 5
4 REPLIES
Moderator Emeritus

Re: Paid off my credits cards when will it shows on my CR or Fico score?????

Within 30 days.
Message 2 of 5
Valued Contributor

Re: Paid off my credits cards when will it shows on my CR or Fico score?????

By the way...don't keep the balance at zero. Believe it or not, FICO likes to see you carry a balance on your cards. Just make it a very small balance (even $20 works fine) and then be sure you pay at least the minimum on time.
- - - -
in a credit-scoring postnuclear Stone Age...
Message 3 of 5
Senior Contributor

Re: Paid off my credits cards when will it shows on my CR or Fico score?????

I'll take a guess and I might be wrong.

My guess is: (for Experian)
(only because they do on my files but can be different for you)
Bank of America, Citibank, Chase reports between 5th and 8th
Discover card reports between 6th and 12th
American Express reports between 15th and 22st.

You will know the day when your score changes. It should be around that same day each month.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 4 of 5
Highlighted
Super Contributor

Re: Paid off my credits cards when will it shows on my CR or Fico score?????

My Chase reports on the day they send me the statement
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 5 of 5