Same here - Got an alert about a balance change and score dropped 41 points from 737 to 696.
No new inquiries, no new accounts, no closed accounts, no lates, no balance increases, no new negatives since I got the score of 737.
Only reported change was a reported balance drop from 300 to 0 on one of my CCs.
Actual changes that have not reported yet -
a balance drop on another card from 5200 to 600 (the 5200 balance was reported weeks before I got my score before it dropped, so it shouldn't be the cause of the drop since it was already on my report when I got my 737 score)
a balance drop from 297 to 208 on an installment loan (297 balance was reported before I got my 737 score, original loan 2k on a 2 year term, I'm about 10 months into the loan and almost paid off a year early)
paid off a medical collection that has a reported balance of 292 (medical collection was showing before I got the 737 score, and still is with no change in reporting)
Nothing on my report has changed in any way that I could fathom any sane method considering negative. None of the non-reported changes are anything I could fathom being considered negative. Honestly I kinda feel like the whole credit scoring methodology is rigged to screw people one way or another.
