Paying off Credit Card Debt to raise FICO

[Anonymous]

If I pay off a substantial credit card debt (approx. 20K), how much will that increase my FICO score (which is 665 now)?  And, how soon can I expect to see a change?  thanks to anyone who can help!

[Junejer]

Hello browndogmom, and welcome to the forums. Please read Credit Scoring 101, if you haven't already.

We need more information than that in order to tell you our guesses.

Please post the following:

Card 1 balance/credit limit
Card 2 balance/credit limit
etc.
Length of credit history
AAoA
Any baddies on the CRs?
Do you have a proper credit mix? (installment, revolving, store brand cards)

People will be happy to guess, when they have enough information, upon which to speculate.