New Contributor
Posts: 73
Registered: ‎07-19-2007

Payment History Factors in FICO Score

On Experian my car loan is listed but it does not have the balance history showing how much was paid each month. Does this change how the FICO score would calculate compared to only having the car loan open date and last payment date?
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007

Re: Payment History Factors in FICO Score

I believe not -
Mine do not show balances on my installments either- (normal)
It is my understanding these do not count on Credit Scoring either - only on a manual review.  

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