No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Thanks so much,, i understand now
I appreciate the clarification very much
right now they are as follows
1. 1400 this card 2,000 total credit so i have 600 left
1. 1200 this card same as above - have 800 left
1. 300 this card max is 500 so i have 200 left
1. 250 this card max is 500 so i have 250 left
@mrsbatch wrote:right now they are as follows
1. 1400 this card 2,000 total credit so i have 600 left = 70% util (63% util if extra $150 applied here)
1. 1200 this card same as above - have 800 left = 60% util (53% util if extra $150 applied here)
1. 300 this card max is 500 so i have 200 left = 60% util - after pay off will be 0%
1. 250 this card max is 500 so i have 250 left = 50% util - after pay off will be 0%
If these are all your open revolving accounts your current overall util is 63% (3150/5000). If you pay off the two small ones and then throw the other $150 to one of the other cards your overall util will be approx 49% and you'll have two less cards reporting balances. I'd pesonally throw the remaining $150 to the card with the highest interest rate since both would still be over 50% util after applying the $150.
great info!!! that is what i will do...someone told me once its best to show a small balance on them to show I can manage monthly payments.
these are all of my cards
Thanks again so much confusing mis info out there on how to raise your score mine is 675 not terrible but i want it higher
@mrsbatch wrote:great info!!! that is what i will do...someone told me once its best to show a small balance on them to show I can manage monthly payments.
these are all of my cards
Thanks again so much confusing mis info out there on how to raise your score mine is 675 not terrible but i want it higher
You're welcome! And it is best to show a small balance on your card. But that advice applies to all other cards being zero and then ONE showing a small balance.
Only ONE with small balance.... got it.....
very tough in todays economy
thanks again
I love threads like this it always seems like everyone is so eager to help and super patient. Can't wait to hear later on down the road how everything is going once a few months pass I'm sure your score will jump significantly if you keep paying those other two off!
Good Day
I agree!! Thanks so much have a great weekend