Credit Card Center Advertiser Disclosure†
11-27-2007 11:36 PM
11-28-2007 08:04 AM
11-28-2007 08:11 AM
12-01-2007 08:15 PM
Sylviatob wrote:Hi Chris, welcome to the forum. Here you will find a wealth of information to help you regenerate your credit health.I think it's an EXCELLENT idea to join your company's credit union, and take out that loan. Pay religiously on it, on time every time. Then apply for a credit card. Yes 10% of your FICO scores are based on your various credit instruments(cc's, loans, mortgages, car loans, etc). And a CU is a great place to get one. They are usually more lenient in granting CL's.If you don't mind sharing, what are your FICO scores, and the date? if we new that, we could suggest various avenues open to you.Finally come here, come here often, and read, read, read. Start with reading all items on the menu bar, starting with "Credit Education". Sooooooo much can be answered just by reading them. It is often overlooked.Ask questions. That's the way we learn. Many knowledgable people here, and we're a friendly bunch(albeit somewhat strange! LOL)
12-02-2007 07:47 AM
12-02-2007 11:23 AM
12-14-2007 11:00 PM
12-14-2007 11:12 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.