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Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007
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Playing with the EQ Score Power simulator. -90 point loss for 1 missed payment.

I hope this is wrong, not that I plan on getting a 30 day late. Wow. Can it hurt some folks that much to have just 1 late. EQ simulator says for my profile it will cost me -90 points. I take that as a complement. lol.
If we never set higher goals we would never get as far.
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Senior Contributor
Posts: 3,432
Registered: ‎08-27-2007
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Re: Playing with the EQ Score Power simulator. -90 point loss for 1 missed payment.

if that's so, then why the h3ll don't i/you get 90 points for every payment made!
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
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Re: Playing with the EQ Score Power simulator. -90 point loss for 1 missed payment.

lol ducky! It don't woik that way. :smileyhappy:
"Never ever, ever be late. Never" (FUTR)
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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Playing with the EQ Score Power simulator. -90 point loss for 1 missed payment.


ilovepizza wrote:
I hope this is wrong, not that I plan on getting a 30 day late. Wow. Can it hurt some folks that much to have just 1 late. EQ simulator says for my profile it will cost me -90 points. I take that as a complement. lol.


Yes, sweetie, that's the penalty you pay for all the hard work you did on your scores! :smileyvery-happy:

I lost 50 points for a 30-day late when it first posted, and I promise you, at the time I was WAY lower than where you are now. Still am, in fact. :smileywink:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
Posts: 1,424
Registered: ‎07-24-2007
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Re: Playing with the EQ Score Power simulator. -90 point loss for 1 missed payment.

High FICO achievers do not have any lates. So, one will kill you.
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