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r92503lind wrote:
Opened April 2006 around 21K and currently showing at 17K. It shows 15 months of history at this point which I thought being such a large $ value would help since all payments have been on time and fought like hell to get it back on the report go figure it would lower it!!
r92503lind wrote:
Does it help to refi the car loan or pay down the car loan at all? My CC are nearly paid off to zero at this point. One thing I found that's interesting is a CC disputed in March is still in dispute not counting in scoring BUT shows on the report. I am afraid to fix this as I have 7 low limit cards with short history and figure this would hurt more than help.