Opened April 2006 around 21K and currently showing at 17K. It shows 15 months of history at this point which I thought being such a large $ value would help since all payments have been on time and fought like hell to get it back on the report go figure it would lower it!!
Does it help to refi the car loan or pay down the car loan at all? My CC are nearly paid off to zero at this point. One thing I found that's interesting is a CC disputed in March is still in dispute not counting in scoring BUT shows on the report. I am afraid to fix this as I have 7 low limit cards with short history and figure this would hurt more than help.