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Please help me understand this alert

tag
golo
Frequent Contributor

Please help me understand this alert

 

The last activity date change from the previously reported and also the balance is blank on the newly reported.What is that all about? Thank you for your input.

 

SEARS/CBNA
(XXXXXXXXXXXX8832)
Account opened: 5/2002
Description: Charge off account
Charge
Amount in H/C column is credit limit
 Previously reportedNewly reported
Balance:$778 
Past due:$778$778
Status:Bad Debt; Placed for collection;Bad Debt; Placed for collection;
Last activity:11/1/20061/1/2007
Description:Consumer disputes this account information
Charge off account
Charge
Amount in H/C column is credit limit
Charge off account
Charge
Amount in H/C column is credit limit
Contact: SEARS/CBNA, PO Box 6282, Sioux Falls, SD, 571176282
Message 1 of 5
4 REPLIES 4
llecs
Moderator Emeritus

Re: Please help me understand this alert

How does it show on your CR now? Maybe they sold it?

Message 2 of 5
golo
Frequent Contributor

Re: Please help me understand this alert

Thank your for your response llecs,that is an alert i just got.I don't know how it shows i guess untill i make another pull,ugh.But that is what sc alert me.

Message 3 of 5
llecs
Moderator Emeritus

Re: Please help me understand this alert

There's no way to tell from the alert alone. I bet they had sold it and updated the balance.

Message 4 of 5
golo
Frequent Contributor

Re: Please help me understand this alert

Sold it to who? To CBNA? Should ask for validation to sears or cbna? Why and how they can change the DOLA? Isn't that as i haven't done anything to alter the DOLA? Sorry for so many questionsSmiley Frustrated I just want to clean my report,but i don't want them to take advantage of my lack of knowledge.Thank you in advance.

Message 5 of 5
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