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Plus score jumped 24 pts, good news to end the year :)

New Contributor

Plus score jumped 24 pts, good news to end the year :)

Got a nice jump on my EX plus score today (from 677 to 701), not sure if there was an equivalant jump on my actual FICO score though. I added 4 CCs to my profile in the beggining of Dec. but only two are reporting so far (the lowest limits of the bunch). I am SUPER curious to see how the others will affect my score once they start reporting - my AAoA will be affected, but it'll add $7,750 CL to my CR. This was a good note to end the year in Smiley Happy

 

Also, not sure how/why a $500 express card caused my risk level to be changed to low *shrug*.

 

WFNNB/EXPRESS was listed as a new account on your Credit Report
Reported on 12/31/2013 by Experian
Your Experian Credit Score increased by 24 point(s)
Reported on 12/30/2013 by Experian
Your Risk Level changed to Low
Reported on 12/30/2013 by Experian

$7,000.............$6,700...............$1,250...............$1,500...............$1,500.............$820................$750(AU).........$500..............
Starting Score: 577 (08/2012) Current Score: EQ: 675 (2013) | EX: 686 (04/14) | TU: 700 (Barclay FICO)
Last app: 04/28/14. In the garden until 12/2014 (updated 07/14)
Message 1 of 4
3 REPLIES
Moderator

Re: Plus score jumped 24 pts, good news to end the year :)

Congrats to your success Smiley Happy

 

The plus score is a different animal over FICO score, your risk level changed because of they way it calculates the score. In my experience with the EX plus score my corresponding FICO has been within +- 30 points.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 2 of 4
New Contributor

Re: Plus score jumped 24 pts, good news to end the year :)


gdale6 wrote:

Congrats to your success Smiley Happy

 

The plus score is a different animal over FICO score, your risk level changed because of they way it calculates the score. In my experience with the EX plus score my corresponding FICO has been within +- 30 points.


Thanks Smiley Happy

Actually my Barclays TU FICO updated today and it also went up, albeit only 7 points, i'm still stoked!! Also, my car loan finally started reporting today and it didn't affect my Exp "plus" score...phew!

 

These improvements are really making me itch to apply Smiley Tongue




$7,000.............$6,700...............$1,250...............$1,500...............$1,500.............$820................$750(AU).........$500..............
Starting Score: 577 (08/2012) Current Score: EQ: 675 (2013) | EX: 686 (04/14) | TU: 700 (Barclay FICO)
Last app: 04/28/14. In the garden until 12/2014 (updated 07/14)
Message 3 of 4
Community Leader
Super Contributor

Re: Plus score jumped 24 pts, good news to end the year :)

Congrats!! Keep up the good work. 

Message 4 of 4