I have 5 inquiries from 10/07 that will drop off (at least for points purposes - they will be > 1 year old) at the end of this month. Any thoughts on how many points I can look to gain?
PS - I realize they don't actually go away until after the 2 year mark...just to clarify...right now I have 8 inquiries showing up on my Experian report from MyFico. Five of these are dated 10/21-10/31/07, which will only leave three as of November 1st for scoring purposes.
Two inquiries resulted in new accounts. Also, these are only apprearing on my EX report. EQ & TU are fine. I'll cross my fingers!!!
One inqury usually drops me by 3 points, but I heard multiple inquiries drops it even further. So at the bare minimum, I would say you're looking at a 15 point gain.