Its excellent. I got one and put 1500 on it. After about 6 months they sent my $1,500.00 back in the mail and converted my card into a Platinum. A few months after that I converted it to a Platinum Plus by calling and asking for a review. About 6 Months latter They increased my credit line to $15,000.00 and many other offers that i can't get anywhere else. All for being a good customer.
Bank Of America is the way to go.
** I just don't like their mortgage department. Terrible communication. a shame