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Pulling free annual EQ with actual FICO score?

Blogger

Pulling free annual EQ with actual FICO score?

I'm about ready to get my free pull from Equifax, and I'd rather get my score at the same time (so that it's cheaper)... but I'm wondering if what they will give me is the Equifax FICO score or the Equifax credit score.


Does anyone know and have experience? I'd hate to waste 8 dollars just to get their made up score rather than the actual FICO.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 1 of 4
3 REPLIES
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Moderator Emeritus

Re: Pulling free annual EQ with actual FICO score?

It's their FAKO that they offer unfortunately.

Message 2 of 4
Moderator Emeritus

Re: Pulling free annual EQ with actual FICO score?

+1  The score they offer with the annual is a FAKO.  They only have one FICO, you have to actually hunt for it on their website or pull from here.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
Blogger

Re: Pulling free annual EQ with actual FICO score?

Bleh.

 

Pretty pointless to use the free one to get the score then, for now.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 4 of 4