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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Pulling free annual EQ with actual FICO score?

I'm about ready to get my free pull from Equifax, and I'd rather get my score at the same time (so that it's cheaper)... but I'm wondering if what they will give me is the Equifax FICO score or the Equifax credit score.


Does anyone know and have experience? I'd hate to waste 8 dollars just to get their made up score rather than the actual FICO.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Pulling free annual EQ with actual FICO score?

It's their FAKO that they offer unfortunately.

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Shogun
Posts: 12,902
Registered: ‎04-15-2011

Re: Pulling free annual EQ with actual FICO score?

+1  The score they offer with the annual is a FAKO.  They only have one FICO, you have to actually hunt for it on their website or pull from here.

 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Pulling free annual EQ with actual FICO score?

Bleh.

 

Pretty pointless to use the free one to get the score then, for now.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)


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