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Question About Equifax Scoring

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Twas_Sovereign
New Contributor

Question About Equifax Scoring

I finally got around to getting my scores for both my TU and EQ. I've got a 720 on EX, 732 on TU, and a 703 on EQ. Why is my EQ score so much lower than the other two? Credit report shows everything is accurate so I'm not sure why it's lower? I've only got 6 months of credit history so does the EQ scoring system factor credit age a lot more versus the other two? Thanks for any explanation you can give as I am kind of stumped right now.

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user5387
Valued Contributor

Re: Question About Equifax Scoring

At least one reason for the discrepancy would be different scoring models.

 

For example, the MyFico scores are EX 08, EQ 04, and TU 98.

 

If you get FICO or FAKO scores elsewhere, you may have the same issue.

 

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