Understanding FICO® Scoring

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Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Question about FICO TU and TU 04??

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‎04-24-2012 11:29 AM

They are the same right?!?! my FICO TU score is drastically higher then the TU 04 my lender pulled....

 

any info?

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
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Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Question about FICO TU and TU 04??

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‎04-24-2012 11:32 AM

Classic 04 i mean, same still right?

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 2 of 4 (262 Views)
 
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Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Question about FICO TU and TU 04??

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‎04-24-2012 11:35 AM

I'm confused by what you are asking/saying but the TU score sold here is TU98.

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Valued Contributor
FairCredBen
Posts: 1,456
Registered: ‎10-25-2011

Re: Question about FICO TU and TU 04??

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‎04-24-2012 11:36 AM

oh, so my lender send me my credit report..... apparantly my TU98 is alot higher then my "Classic 04" trans union credit score....

Current Score: EQ: 715 | TU: 694 | EX: 691
Gardening Time! 3/7/2013
In My Wallet: Cap1: $500 | Cap1: 1500 | Cap1 AU: 1250 | UECU Visa: $5000
Message 4 of 4 (255 Views)
 
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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