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Question about brining a previous account that was 120+ days past due

Member

Question about brining a previous account that was 120+ days past due

I recently became aware that I owed a debt that I wasn't even getting a phone call on or bill.  When I called them, they said we tried to contact you and we can not remove the negative information.  So after finally getting the Manager of the company, he said they could modify the loan if I made 3 consecutive payments.  I asked if I could make them all at once so I can have the negative information stop being reported.  It recently has been updated to show, Paid as agreed and no past due amounts.  What should I see in terms of a credit score bump?

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Super Contributor

Re: Question about brining a previous account that was 120+ days past due

Do you have any idea what your FICO® score was when the lates were showing? Also what type of loan is this, a student loan, or something else ?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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Member

Re: Question about brining a previous account that was 120+ days past due

It was an installment loan from a short sale 4.5 years ago. Last week scores were. EX 598, TU624, EQ 669
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