cancel
Showing results for 
Search instead for 
Did you mean: 

Question about updating dispute

New Contributor

Question about updating dispute

I recently disputed a collection on my equifax report....results were account updated as paid.
Does the 7 year rule start all over again from the date it was reported updated or does the 7 years start from the date the bill was paid?   TY
Message 1 of 4
3 REPLIES
Moderator Emeritus

IT is 7 yrs from the date with the original lender

IT is 7 yrs from the date with the original lender
Message 2 of 4
Highlighted
New Member

Brammy how do they keep track of the original delinquency...

Brammy how do they keep track of the original delinquency at the credit bureau when its now updated?
Message 3 of 4
Moderator Emeritus

I know you have your Experian report,.  The plus to that...

I know you have your Experian report,.  The plus to that is that it should have a date scheduled to be removed, that is the original date of delinquency.  Otherwise call the original creditor and ask for verification.  Which should contain info such as date account open date delinquent and date sold to CA.  The one in the middle is the one you want.
Message 4 of 4