Reply
Valued Member
senseidab
Posts: 46
Registered: ‎03-05-2007
0

Question about updating dispute

I recently disputed a collection on my equifax report....results were account updated as paid.
Does the 7 year rule start all over again from the date it was reported updated or does the 7 years start from the date the bill was paid?   TY
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

IT is 7 yrs from the date with the original lender

IT is 7 yrs from the date with the original lender
New Member
Des1302
Posts: 9
Registered: ‎04-10-2007
0

Brammy how do they keep track of the original delinquency...

Brammy how do they keep track of the original delinquency at the credit bureau when its now updated?
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

I know you have your Experian report,.  The plus to that...

I know you have your Experian report,.  The plus to that is that it should have a date scheduled to be removed, that is the original date of delinquency.  Otherwise call the original creditor and ask for verification.  Which should contain info such as date account open date delinquent and date sold to CA.  The one in the middle is the one you want.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}