Question about when to expect Fico score generated

[orestrus]

Hi, my oldest card was opened at the end of November, first charge was made on Dec 3rd, first statement cut on Dec 24th. Im a little confused about "Fico requires 6 months of credit history". Anyone can clearify when that history starts? Date of issue, first charge or the first statement? Thank you!

[Anonymous]

I would imagine when your first account turns six months old, and FICO uses the date of issuance.

[orestrus]

So the bank reports the card to CBs as soon as account is approved? Thank you

[ojefferyo]

Usually within 6 months from the time it gets reported to the CB