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I have sucessfully had a 30, 60, 90, 120, 150 day late payments to be removed from all three of my credit reports. These happend well over two years ago. Currently those are the only bad items reporting on my credit reports except for my BK which was dischaged over 6 year ago. My question is how much of a score increase can I expect. My current scores are 680 Experian, 657 Equifax and 665 Transunion. Two Auto leases over 15 months all paid on time and over 100k in credit card limits with about 5% reporting.
impossile to know till you pull updated reports. However, its been established that BK effectively caps your scores at 725-750 or so.
So many factors go into a score and having something removed is different for everyone. Person A may get 80 points and Person B may only get 7. Hard to say without knowing every single thing on your credit report.