Tuscani wrote:An auto loan will only help you over the long term since it adds to your mix of credit.
Cynical, I've seen you post about this elsewhere. Have you ever explored the idea of getting a personal loan from a credit union to transfer this from your CC? That would help your util, and also get you an installment loan history. You would want to be sure that the lender would not code it as a personal finance loan, as they can hurt you. You might have already paid this off or done something else with it, so I'm sorry if you've mentioned this elsewhere.
TheCynicalOne wrote:I learned that mistake by putting my car on my credit card.
Tuscani wrote:An auto loan will only help you over the long term since it adds to your mix of credit.stupidest thing EVER!