No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Thank you very much. I'll check into both sources you mentioned and see what I can find out. If the debt is sold to a third party, can we make PFD arrangement with them to remove the CR Tradeline posted by Wamu / Providian? I am not sure how this works. I want to see some how make a deal and see if that can be completely removed from CR. Any suggestions?
alastrian2 wrote:Unfortunately WaMu has no such program. Also, most banks are getting rid of such programs due to the credit crunch. Also, based to the afformentioned credit crunch, and wanting to get your personal debt off of their books, I will almost swear that WaMu has already sold your account to a debt buyer. If they haven't, have you logged into wamucanhelp.com? They generally have settlement offers available for as little as 40% of balance.If your account has been sold, you might be lucky. Debt buyers can be easier to negotiate with and may be able to remove the ding from your credit.
@Red1Blue wrote:
If I pay it now and if they dont remove the information, it will sit on my CR for next 7 years.