@Anonymous wrote: I had $74 reporting on one card, paid it to zero, Experian whacked me 20 points. Let another card report $150 (3%). Went right back up.
To update, EQ knocked me 11 and TU got me 4. All points came back when other card reported.
Yep, I learned this a couple of months ago as well, and got dinged by 30-40 points (!) across all three bureaus. Fortunately that is an easily controllable part of the score and recovered completely the next month.
