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Radical Score Change

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Anonymous
Not applicable

Radical Score Change

The first try was an empty message, but here is the questions --- What makes a FICO drop from 781 to 660 in one month when nothing substantial has changed in my credit report??
Message 1 of 4
3 REPLIES 3
CreditBob
Established Contributor

Re: Radical Score Change

Go ahead & do this. Compare the credit report when the fico score was at 781 and then compare it to the 660. Also, try the fico score simulator with Transunion & Equifax. Experian does not have a simulator. So get back with us and let everyone know what you have found out. Look specifically at each account. Pat attention to things like balances or anything new.
Message 2 of 4
marty56
Super Contributor

Re: Radical Score Change

Also check to see if there are any missing accounts.  If so it could be a split file.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 3 of 4
Anonymous
Not applicable

Re: Radical Score Change

Welcome to the FICO Forums, unclevito.
 
For future reference, it is possible to edit your own post if you have posted an incomplete message. To edit your post, go to the post. To the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu.  This is the best way to handle an accidental posting of an incomplete message, rather than starting a brand new thread.
 
If you need any help with anything, let me or another moderator know. Thanks for your contribution to the FICO Forums!
Message 4 of 4
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