01-26-2008 08:52 AM
01-26-2008 09:36 AM
01-27-2008 12:39 PM
(Remember, even if you pay your credit cards in full each month, the balance shown on your credit report may not be $0. Instead, it will reflect your account balance at the time your lender supplied the update to the credit reporting agency.)
02-13-2008 06:47 PM
02-13-2008 07:49 PM
Hey guys -- thanks for all your help got a really nice 50 point improvement in the last 3 weeks thanks to raising my CL and making sure I paid them off ahead of the statement date. Still have one sticky item -- have a 3 yr lease and it lists in the revolving account area of the statement and posts as balance due the full amount of the lease (not the monthly payment) -- FICO seems to take this info and treats it as an outstanding balance on a CC. Is that the correct treatment -- seems kind of screwy to me. Any thoughts?
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