Understanding FICO® Scoring

[JK21]

I start paying my student loans in July, they are already reporiting on my TU, after i start paying them in July will that raise my score?

[laz98]

No, probably not.  You will still owe more or less the same amount of money, unless you are making massive payments.

[RobertEG]

+1 The more important issue, at least in my opinion, is the flip-side of the question..... avoiding possible score damage. With the termination of the deferrment, billling is now done. One late will do far greater damage than any slow upward creep in score as the TL ages and the balance is reduced. Dont be late