@YahComb wrote:seems to me it might be a bigger impact on younger profiles. i got 16 points back when i went from 4 to 3 inquiries in 1 year, and a couple weeks later, dropped 16 points when i went from 3 to 4.
I hit 2 years history this month, which seems to be a rebucketing point. i had 2 inquiries age over 1 year this week(bringin me down to 2 in 1 year). only gained 7 points back.
it also affects some cras more than others. I notice that fico eq is not affected by inquiries as much as tu and exp ficos.
