06-07-2012 05:11 PM
Your credit score: 482
Date: 06/07/2012
Scores range from a low of 350 to a high of 850
Does this mean it is a FICO, got it from Credit One pre-qual.
If so, that's a drop of 31points.
06-07-2012 08:11 PM
It's not a FICO. Could be an internal score maybe?
06-08-2012 03:25 PM
llecs wrote:It's not a FICO. Could be an internal score maybe?
Now I'm confused
Isn't 350-850 the traditional FICO score ranges?
Granted there's a real max which isn't 850 but I didn't think that had to be stated on a score report? Also, with a Beacon 5.0 pull of sub 450 in April, might not a 480 be accurate?

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)06-08-2012 06:38 PM
Revelate wrote:
llecs wrote:It's not a FICO. Could be an internal score maybe?
Now I'm confused
Isn't 350-850 the traditional FICO score ranges?
Granted there's a real max which isn't 850 but I didn't think that had to be stated on a score report? Also, with a Beacon 5.0 pull of sub 450 in April, might not a 480 be accurate?
FICO is 300-850 vs. 350-850. And yes, FICO isn't a perfect 300-850, but I wouldn't think the bank, when they published the score range, would round the 300 up to 350.
06-08-2012 07:21 PM
llecs wrote:
Revelate wrote:
llecs wrote:It's not a FICO. Could be an internal score maybe?
Now I'm confused
Isn't 350-850 the traditional FICO score ranges?
Granted there's a real max which isn't 850 but I didn't think that had to be stated on a score report? Also, with a Beacon 5.0 pull of sub 450 in April, might not a 480 be accurate?
FICO is 300-850 vs. 350-850. And yes, FICO isn't a perfect 300-850, but I wouldn't think the bank, when they published the score range, would round the 300 up to 350.
Right you are, I was indeed confused and my quick GoogleFu failed me when I went looking. Thanks illecs for the smack upside the head on my apparently mixing it up with the CE score or some other FAKO.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)06-09-2012 05:40 AM
I get mixed up every now and then too. It seems like there's a FAKO with 350-850. Transrisk maybe? Def. not saying OP's was that though. Probably an internal score.

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