Get the UTl under 10% and balances on less than half of open accounts-
As far as points for INQ's- it has to do with how many you already have-
Nice work paying the CC's down.
onfussedandneedinghelp wrote:
I want to re-fi my house and my scores are Tu 641, Ex 653, and Eq 605.... How many point will my score drop when they pull my scores????? 2 months ago i was Tu 600, Ex 580 and Eq 550. I listen to you guys and gals and it worked. Utlz down from 98% to 12%.... Not bad....
Starting Score: 469