Ok, So I sent goodwill letters in to an old account and I got them to have all lates removed from my account. So, TU and EXP both updated and I rec. about 45 points 
. Now I finally got experian to update, and i didnt get anything!!! Why is that? In the notes on my most recent report, here it was it says
"The Worst Delinquency reports the worst missed payment status that has been documented on this account. Your FICO® score evaluates how recently that missed payment occurred and in general, the more recent, the more impact it has on your score. However, the fact that it occurred is still predictive of future payment risk and could be considered by your FICO® score. "
Even though the lates have been removed, it still says it's under investigation? The problem is that I opened up two investigations for the same account (By Accident) with equifax and one has completed and the other one has not. Do you think this is why I have not seem for score jump? I mean the lates were back in 2005(5 of them) but both other reporting agency gave me a jump of 45 points
Has anyone else seen this? Any input would be greatly appreciated!!