I have been working like crazy to clean up my credit and raise my scores. My efforts have worked for Experian and Equifax. I opened up a new credit card in August - granted it wasn't one of the best cards, but making my payments on time did raise both my Experian and my Equifax reports by almost 60 points so far.
On the other hand, my Transunion score has not budged - not one single point. Nothing on my report has changed, other than the reporting of my new card with on-time payments. I know this may sound paranoid, but I am seriously starting to wonder what is going on here. There are no late payments on anything, no new or increased balances, no new collections - nothing, everything is the same with the addition of this small balance card and on-time payments.
I cannot understand why my score has not gone up one single point. Not only that, but I disputed inaccurate late payments this fall. The late payments were deleted and, in fact, two of the accounts were moved from my negative items to my accounts in good standing and my score didn't go up ONE SINGLE POINT.
I want to know what is going on. My score with TU right now is 80 points lower than my other reports and I cannot seem to do anything to gain a point.
Am I the only one having this type of problem with TU?