Your scores are still awesome though 
I talked to my USBanker recently, and above 760 is gold plated, but above 800 is "Please, what can I do for you?" 
Hit 800+ out of 850 and minor variations are irrelevant
@RobertEG wrote:The FICO algorithms are not "consistent."
The algorithm changes when it sees certain overall category critera in order to continually compare with peers in that category.
Credit scorcard categorization is standard in the scoring game, and often leads to new scoing that does not follow the same pattern as prior scoring.
Scorecard categorization is also referred to as rebucketing.
FICO does not make public the specific criterion that trigger changes in a consumer's categorization,and can only be determined by posting of anecdotal experiences of others. I am sure others thank you for posting your scoring experience in your apparent rebucketing.
Think we're debating semantics. If you have a file you will get sorted into a bucket which is consistent, and the algorithm to score you inside that bucket is consistent by my terminology.
If you switch buckets as a result of changes in your file, you don't lose that consistency.
If we're suggesting that consistency is that your individual file is scored identically every single time, then OK, but when we're talking instant in time analysis anyway I have a hard time agreeing with that. Also the algorithm inside the bucket appears to hold pretty identically regardless of bucket from the anecdotal data here, though the cleaner the bucket the higher the penalty.
