You can pull a new credit report to see if anything new is reporting but first: Have the balances gone up on your revolving credit? Have you been late with a payment? Have you opened a new card and transferred balances? I've npticed that when you do BTs sometimes both the new and old balances report at the same time on different cards which can cause your utilization to be skewed. When the offending paid off card finally recovers, so does your score. On the other hand when a new card first reports with a 0 balance it can artificially hike the score, once the balance tranfer amount hits the score takes a reflective hit,
