This is a rebucket, right?
I have the same number of accounts with balances (8) as I did in Nov. when I first signed up for ScoreWatch, and my score was steady at 709 until now. I pulled a Score Power report, and the things hurting my score (supposedly ranked from most to least important) are pretty much the same, just in a different order. Old: Util., New Account (4 months old), # of accounts w/ balances. New: # of accounts w/ balances, (2 entries that both look like util to me) "Heavy use of available revolving credit", "Amount owed on revolving too high", New Account (now 6 months old).
Why would # of accts w/ balances go from last to top factor?
Of course, all this happens just when we're about to buy a truck for hubby's work... Grrr....