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Recently Pulled My 1B Report

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Anonymous
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Recently Pulled My 1B Report

Ok! So I went ahead and pulled the trigger bought myFICO 1B Report for Experian... Confirmed what I already knew my scores are moving up I really need to stay in the garden and let my accounts age other then that I think my other reports also have good scores because I have checked them before with other places. Smiley LOL No missed payments and 1%UTIL I'm in good shape.

1 REPLY 1
NRB525
Super Contributor

Re: Recently Pulled My 1B Report

What are your scores?
For reference points, what is age of oldest account, number of accounts and age of youngest account? Mortgage? Installment loans in the mix?

Scores improve with no missed payments and no new apps so congrats for that.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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