Re: Reduce credit card debt Score drops F'd UP

Anonymous · ‎04-03-2016

I pay a credit card down over a month over 900.00 and reduce the utilization below 44% from 50% and the score drops at Experian by 4 points Idiots!

NRB525 · ‎04-03-2016

Welcome, sorry to hear about the frustration.

What are your scores on EX? Where are you getting the scores from?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎04-03-2016

My Fico

Kidcat · ‎04-03-2016

I've had that happen and then a few days later I get an bigger increase, ie lose 4 gain 10. Check again in a week or so

Last app 09/21/2021. Gardening Goal Oct 2023

NRB525 · ‎04-03-2016

@Anonymous wrote:
My Fico

What are your scores?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Reduce credit card debt Score drops F'd UP

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Reduce credit card debt Score drops F'd UP