What is going to happen to my score when I refi my house.
Score is sticking around 658 before changing "buckets" to 650 and I can no longer wait to refi. I can save 377.00 a month here. The mortgage I had before has been paid as agreed for more than 1 year now.
Is it going to take a hit because an Inquiry and a new mortgage,
plus the lag of showing the first being paid off
plus a new mortgage again.
I really don't care as much after the fact, I have become a crazy person waiting for this score to go past 660 but now all I care about is getting refied and get out of this ARM, then just let the score carry on by itself.
Because I have found out this FICO thing is just a big game the credit companies play with you. We are all a victim.
