cancel
Showing results for 
Search instead for 
Did you mean: 

Remarks vs. TLs

tag
Anonymous
Not applicable

Remarks vs. TLs

Is there a difference from the remarks section vs whats on the tradeline when it comes to a disputed status. I have CA that I paid and it is reported as paid  with a $0 balance but in the remarks section it still says consumer disputed this account bla bla bla. Should I care about this if it says paid?

Message 1 of 2
1 REPLY 1
RobertEG
Legendary Contributor

Re: Remarks vs. TLs

The actual status code reflects current account status, and is what FICO scores.

Many reporting codes allow an extra field for the provision of additional comments.  When the status is updated, the old comments are probably no longer relevant.

They have no impact directly on current scoring, but certainly dont look good upon manual review.  Ask hte creditor to report their deletion.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.