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Removing Public Record Lowered Score???

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BootStraps
Established Contributor

Removing Public Record Lowered Score???

I'm curious if anyone knows what would cause this...

 

A judgement popped up on all three of my credit reports. It lowered the experiian and transunion scores, but increased the equifax score.

 

I had the judgement vacated, and removed from my credit reports. My transunion and experian went back to where they were and the equifax score dropped back to where it was. No other changes occurred on my EQ score, so that was the only factor.

 

Can anyone think of a reason why an unpaid judgement would actually increase a score?




Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725

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Back in the Garden 4/22/16 Smiley Happy
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guiness56
Epic Contributor

Re: Removing Public Record Lowered Score???

Message 2 of 3
BootStraps
Established Contributor

Re: Removing Public Record Lowered Score???

It runs counter to what I would have expected... I figured someone might have an answer since it made no sense to me.

 

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Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725

Take the myFICO Fitness Challenge
Back in the Garden 4/22/16 Smiley Happy
Message 3 of 3
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