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Removing collection

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medicgrrl
Valued Contributor

Removing collection

I'm trying to help my sister with her credit and budget.  She has a recent collection from a medical bill that was placed on her report in October for $900.  She also had mortgage lates in 2013 that were 120 days late.  If she gets the collection removed, will she see a decent bump in score or is the mortgage late at 120 days going to keep the score from increasing?



EQ 778 EXP 782 TU 729
Message 1 of 3
2 REPLIES 2
medicgrrl
Valued Contributor

Re: Removing collection

Anyone?



EQ 778 EXP 782 TU 729
Message 2 of 3
Anonymous
Not applicable

Re: Removing collection

It's hard to say, cause those lates are there, she may see a few points bump or possibly higher depending on the rest of her profile.

Message 3 of 3
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