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Removing disputes = 14 point drop?!?

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los_west
Regular Contributor

Removing disputes = 14 point drop?!?

In preparation for submitting my  mortgage application, I called Equifax and Transunion yesterday to remove the dispute comments off of my reports.  Well, this morning, I received a Score Watch alert that "I am disputing the account and a reinvestigation is in process".  As a result, my score fell 14 points!  What the heck?!?

 

Has this happened to anyone else?  And will I get those 14 points back?

Starting Score: (04/18/2013) EX 572, TU 577, EQ 554
Currently: (12/2014) EX ?, TU ?, EQ 766 (new version)
Lender Pull (12/03/14): EX 759, TU 750, EQ 766
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user5387
Valued Contributor

Re: Removing disputes = 14 point drop?!?

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