10-19-2013 10:43 AM
I recentIy applied for an apartment that required a minimum score of 600.
I purchased my scores from myfico.com
I also purchased my score directly from Experian.com, it said a 627.
I happily went to the property company. Spent $30 on a credit check.
My score came back a 569 from Appfolio.
What is going on???
10-19-2013 12:27 PM
It is a FICO score, from Experian.
Thats why I also purchased my score directly from the Experian site to confirm.
I really didn't want to be embarrassed, so I double checked.
I've been working really hard to correct my past mistakes, this just feels like another setback.
10-20-2013 05:39 AM - edited 10-20-2013 05:40 AM
My only guess is that this appfolio is an enhanced score specifically for rentals, though I haven't heard of that before. Have you had rental problems in the past, because that could account for why you got a lower score.
10-20-2013 07:02 AM
I just recently started building my credit. Im in my mid 20's and never really paid much attention to my CS. I've made great strides in fixing this. But, my few negatives are having a large impact due to my small sample size of credit.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.