New Visitor
Posts: 3
Registered: ‎03-23-2007

Replacing a Lost or Stolen Credit Card and its Impact on my FICO Score - “Length of History”

Recently, I lost or had stolen one of my credit cards. I called credit card customer service and had that card cancelled and a new one sent to me. What is the impact to my FICO score - “length of history” for this account? In other words, do the years start over or do I continue with the number of years I had on the card that was lost or stolen?

Thank you

Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007

Some companies will report the new card history from the...

Some companies will report the new card history from the beginning of the lost card history.  In my experience, it has always looked like I opened a new account with the lost/stolen notation in the comments.

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