Hello all! Hope everyone is doing well...
I just stopped by to see what you all think. My credit union will be doing a members appreciation day tomorrow and I am going to ask for a small personal loan. I have NO collections, but I DO have a 30 days past due on my report. Apparently the check was lost in another department for my car note. i just found out yesterday and therefore havent had much success in getting it removed (YET!). This is as recent as February
My question is do you think this will GREATLY affect my chances for approval?
Thanks for your time guys!
@currentlywinning wrote:Hello all! Hope everyone is doing well...
I just stopped by to see what you all think. My credit union will be doing a members appreciation day tomorrow and I am going to ask for a small personal loan. I have NO collections, but I DO have a 30 days past due on my report. Apparently the check was lost in another department for my car note. i just found out yesterday and therefore havent had much success in getting it removed (YET!). This is as recent as February
My question is do you think this will GREATLY affect my chances for approval?
Thanks for your time guys!
Just talk with the loan officer and explain your situation. Maybe he/she can tell you if the underwriters are understanding or not.
Doesn't hurt to ask especially if they are a small credit union.