SW - 16 point jump in 5 days???

[NavyLifter]

I recently purchased the 30-day trial subscription to ScoreWatch with Equifax.  I had paid $15.95 to check my score from Equifax on Oct. 31 and had a 662 credit score.  Like I said, I started the 30-day trial subscription to ScoreWatch and saw that my score had jumped up by 16 points to 678 on November 4.  There haven't been any real changes to my report.

I'm happy with this, but is this usual?

[llecs]

It is normal and congrats! You'd want to update your target score within your settings to 679. Perhaps a CC updated a balance.

[GFer]

Could be too, that maybe an account aged, or an inquiry aged, etc. And yes--very possible!

Message Edited by GFer on 11-04-2008 07:41 PM

[NavyLifter]

Thanks for the comments.  One more quick question...does the score update "continuously," weekly, or do you have to reload it to see the current score?

[Junejer]

It updates, whenever there are changes. For best results though, reset your target score to your current score. That way, you will be sure to get updates as changes are made.