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bgiants24
Posts: 1
Registered: ‎03-29-2013

Same CC got reported twice?

Hello,

I just checked my credit score and I had a new alert. I went to go look and it said that my BofA CC had a new balance of $400 (I will be paying it off in a couple months) but it reported it twice. It's the same card, same account number, same balance. Is it suppose to do that, or do I need to call someone?

Thanks!

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guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Same CC got reported twice?

No, it can't.  Unless it was lost/stolen then there is typically 2 TLs.

 

Call the CRA and see if they will remove it.

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Same CC got reported twice?


bgiants24 wrote:

Hello,

I just checked my credit score and I had a new alert. I went to go look and it said that my BofA CC had a new balance of $400 (I will be paying it off in a couple months) but it reported it twice. It's the same card, same account number, same balance. Is it suppose to do that, or do I need to call someone?

Thanks!


OP, are you basing this off a ScoreWatch alert? If so, you don't have two accounts. 

 

SW, by default, will alert you to any balance increase that increased by $x and also by x%. I cannot recall what the fault values are, maybe $5 and 5%. Anyway, if your new CC balance increased by both values then you'll see a double alert for the same account. If annoying, you can change one. Go into Settings of your SW subscription and select on of the two settings to "N" for No and this will get rid of the double alert.

Established Member
sosabe77
Posts: 89
Registered: ‎03-05-2013

Re: Same CC got reported twice?

Scorewatch sometimes lists entries twice but those based on alert triggers, not the actual entry.

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